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Most group long-term disability policies contain a deductible source of income provision.It is very rare to see an individual long-term disability policy with a social security offset.Josephine, most ERISA governed long term disability policy contain language stating that SSDI benefits are a deductible source of income.You need to check your disability policy to see if The Standard is entitled to an offset for SSDI benefits.Generally, if income is for services provided prior to disability, then it should not be deductible.You should maintain copies of all documentation clarifying the time period for which the payments covers.

If the disability company is looking to offset your disability benefit by the amount of your retirement distribution and you want to tell them they can only offset one month’s benefit check and not the entire amount of the retirement distribution.SSDI is only one type of deductible source of income commonly found in group long-term disability policies.If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you

If the disability company is looking to offset your disability benefit by the amount of your retirement distribution and you want to tell them they can only offset one month’s benefit check and not the entire amount of the retirement distribution.

SSDI is only one type of deductible source of income commonly found in group long-term disability policies.

If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.

In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.

For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.

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If the disability company is looking to offset your disability benefit by the amount of your retirement distribution and you want to tell them they can only offset one month’s benefit check and not the entire amount of the retirement distribution.SSDI is only one type of deductible source of income commonly found in group long-term disability policies.If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.A deductible source of income is also known as an offset.Social Security Disability Income benefits (SSDI) are almost always considered a deductible source of income.I have a different kind of problem going on, my doctors office completed a FCE wrong, the secretary who filled it out did not put my restrictions on the form basicly saying i can return to work and my doctor signed the form and it got sent to Hartford I have been on disabilty with Hartford for 3 years also collecting SSD.My doctor is willing to write a letter to Hartford to explain my restrictions my question is are they going to accept it since he signed the FCE with the wrong information. Judy, you doctor can certainly send a clarification letter to Hartford and it would be a good idea to have him do so.Also, they have never applied COLA to their payments, unlike SSI. David, I have seen thousands of overpayment request, but I have never seen a company go back 15 years.My impression is that it would be unlawful for Met Life to seek an overpayment do to a mistake they made 15 years ago.

,600 a month and your disability carrier was previously paying you ,000 a month, then your long disability carrier will now only pay

If the disability company is looking to offset your disability benefit by the amount of your retirement distribution and you want to tell them they can only offset one month’s benefit check and not the entire amount of the retirement distribution.

SSDI is only one type of deductible source of income commonly found in group long-term disability policies.

If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.

In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.

For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.

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If the disability company is looking to offset your disability benefit by the amount of your retirement distribution and you want to tell them they can only offset one month’s benefit check and not the entire amount of the retirement distribution.SSDI is only one type of deductible source of income commonly found in group long-term disability policies.If a disability carrier has been paying you long-term disability benefits for 20 months and you get awarded SSDI benefits which are retroactive to 15 months prior, then your disability carrier will claim that you were overpaid for 15 of the past 20 months and you must pay the retroactive SSDI award to your long-term disability carrier.In addition, each month moving forward, your disability carrier will reduce your monthly benefit amount by the amount of your monthly SSDI check.For example, if SSDI is paying you $1,600 a month and your disability carrier was previously paying you $3,000 a month, then your long disability carrier will now only pay $1,400 a month.A deductible source of income is also known as an offset.Social Security Disability Income benefits (SSDI) are almost always considered a deductible source of income.I have a different kind of problem going on, my doctors office completed a FCE wrong, the secretary who filled it out did not put my restrictions on the form basicly saying i can return to work and my doctor signed the form and it got sent to Hartford I have been on disabilty with Hartford for 3 years also collecting SSD.My doctor is willing to write a letter to Hartford to explain my restrictions my question is are they going to accept it since he signed the FCE with the wrong information. Judy, you doctor can certainly send a clarification letter to Hartford and it would be a good idea to have him do so.Also, they have never applied COLA to their payments, unlike SSI. David, I have seen thousands of overpayment request, but I have never seen a company go back 15 years.My impression is that it would be unlawful for Met Life to seek an overpayment do to a mistake they made 15 years ago.

,400 a month.A deductible source of income is also known as an offset.Social Security Disability Income benefits (SSDI) are almost always considered a deductible source of income.I have a different kind of problem going on, my doctors office completed a FCE wrong, the secretary who filled it out did not put my restrictions on the form basicly saying i can return to work and my doctor signed the form and it got sent to Hartford I have been on disabilty with Hartford for 3 years also collecting SSD.My doctor is willing to write a letter to Hartford to explain my restrictions my question is are they going to accept it since he signed the FCE with the wrong information. Judy, you doctor can certainly send a clarification letter to Hartford and it would be a good idea to have him do so.Also, they have never applied COLA to their payments, unlike SSI. David, I have seen thousands of overpayment request, but I have never seen a company go back 15 years.My impression is that it would be unlawful for Met Life to seek an overpayment do to a mistake they made 15 years ago.

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